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PrivacyTerms.io Blog
Plain-English guides to privacy policies, terms and conditions, disclaimers, and data protection law, helping your business stay compliant.
Delaware's Personal Data Privacy Act applies once a business processes the data of 35,000 Delaware consumers a year, well below Oregon's 100,000-consumer bar under the Oregon Consumer Privacy Act. See both laws' thresholds, penalty caps, cure periods, and 2026 enforcement posture side by side.
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13 of the 20 US state comprehensive privacy laws in effect or enacted as of January 2026 fully exempt nonprofit organizations, per Foley & Lardner's state privacy law comparison chart. See which states exempt GLBA, HIPAA and B2B data too, and where California is the outlier.
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Data breaches spanning multiple environments, cloud plus on-premises, cost $5.05 million on average, 26% more than a single on-premises breach, according to IBM's Cost of a Data Breach Report. See how cloud misconfiguration drives that gap, and what a decade-long Toyota cloud exposure cost in practice.
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Public sector data breach costs rose 22% to $3.5 million in 2026, the steepest year-over-year increase of any industry IBM tracks. See government ransomware attack trends, the average ransom demand, and how a March 2026 breach at the LA City Attorney's Office unfolded.
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PowerSchool's breach generated 71.9 million victim notices, the largest single compromise the Identity Theft Resource Center recorded in 2025. See education-sector breach costs, K-12 versus higher-ed exposure trends, and the FTC and settlement fallout in 2026.
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The average retail data breach cost $3.8 million in 2026, up 7% from the year before, according to IBM's Cost of a Data Breach Report 2026. See how retail ransom demands doubled in a year, how the Marks & Spencer and Co-op attacks compare, and what card data breaches cost.
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